I am celebrating the new year by staying home with my kids. We will stay up and watch the ball drop in Times Square, then go straight to bed like the party animals we are. This is a picture of me driving home from work. I think I look happy here, and I certainly am happy now. I am in charge of my own destiny and no longer depend on a husband to deal with problems. I am finding this an empowering experience. I am dealing with problems and not letting them stress me out. I am saving money for my kids' cars so that I will be ready when they turn 16. I am paying off bills and improving my credit. I am refinancing my house and getting a lower interest rate and lower monthly payments. Things are great, and I am planning on 2010 being even better. I hope it will be a great one for you too!
Julie